Venmo Fee Calculator
Calculate Venmo fees for instant transfers, goods & services, credit card payments, and business transactions. Know exactly how much you'll pay or receive.
⚡ Instant Transfer to Bank
💡 Tip: Standard transfer is FREE but takes 1-3 business days.
📊 Results
📋 Quick Reference: Venmo Fees by Amount
See exactly how much Venmo charges for common transaction amounts
| Amount | ⚡ Instant Transfer | 🛍️ Goods & Services | 💳 Credit Card |
|---|---|---|---|
| $50.00 | $0.88 | $1.05 | $1.50 |
| $100.00 | $1.75 | $2.00 | $3.00 |
| $250.00 | $4.38 | $4.85 | $7.50 |
| $500.00 | $8.75 | $9.60 | $15.00 |
| $1,000.00 | $17.50 | $19.10 | $30.00 |
| $1,500.00 | $25.00(max) | $28.60 | $45.00 |
| $2,000.00 | $25.00(max) | $38.10 | $60.00 |
Frequently Asked Questions
It depends on the transaction type. For instant transfer to your bank, Venmo charges $1.75 (1.75%). For goods and services (seller fee), it's $2.00 (1.9% + $0.10). For credit card payments, it's $3.00 (3%). Standard bank transfers are free but take 1-3 business days.
Venmo fees vary by transaction type: Instant Transfer = 1.75% (min $0.25, max $25), Goods & Services = 1.9% + $0.10, Credit Card = 3%, Business Tap to Pay = 2.29% + $0.09. Multiply your amount by the percentage and add any flat fee to get the total.
Yes, Venmo charges a 3% fee when you send money using a credit card. However, sending money using your Venmo balance, bank account, or debit card is free. To avoid the 3% fee, simply change your payment method to a non-credit card option.
Sending $1000 through Venmo is FREE if you use your bank account, debit card, or Venmo balance. If you use a credit card, it costs $30 (3%). For instant transfer to your bank after receiving $1000, the fee is $17.50 (1.75%).
Venmo's instant transfer fee is 1.75% of the transfer amount, with a minimum fee of $0.25 and a maximum fee of $25. This means for transfers over $1,428.57, you'll only pay the $25 maximum fee regardless of the amount.
To avoid Venmo fees: 1) Use your bank account or debit card instead of credit card for payments, 2) Choose standard transfer (1-3 days) instead of instant transfer, 3) For personal payments between friends, don't use the 'Goods & Services' option, 4) Receive payments to your Venmo balance instead of instant transfer to bank.
⚠️ Disclaimer: Fee rates are based on Venmo's published fee structure as of 2025. Fees may change without notice. Always verify current rates on Venmo's official website before making transactions.